Recent research from Rathbones shows that as wealth increases, more investors are turning to buy-to-let property once ISA and pension allowances are fully utilised.
Among investors with over £2.5m in investable assets, 35% now hold buy-to-let property, compared to just 4% of those in lower wealth brackets. It’s clear that property remains part of a sophisticated wealth strategy, even with higher stamp duty and increased regulation.
Here in York, we are seeing this trend play out in real time.
Despite ongoing legislative changes and the upcoming implementation of the Renters’ Rights Act 2025, demand for well-presented, professionally managed rental homes remains strong. York benefits from a diverse tenant base — professionals, families, university staff, and corporate relocations, which continues to underpin rental stability.
For higher-net-worth landlords, buy-to-let offers tangible security, leverage opportunities, and long-term capital growth in a historically resilient city.
That said, successful investment in 2026 and beyond is no longer passive. Compliance, tenant quality, void management and EPC planning are critical.
At Littlefairs, we’re increasingly supporting experienced and new investors alike who want structured, compliant, and properly managed portfolios in York.
If you’re reviewing where your next pound goes, property certainly deserves a seat at the table.
